Surplus Lines

The hard to place property risks division was established with a commitment to deliver quality products with outstanding service to assist the retail broker with hard to place property risks. Brokers who are having difficulty placing the account due to one or more factors (such as age, location, occupancy, construction, protection grade, loss history) look to Avec Insurance Managers Inc. to provide them with insurance for their valued clients, as a niche market.

Surplus Lines Products

  • Commercial property and casualty
  • Vacant Risks
  • Hotels and Motels
  • Woodworking
  • Restaurants
  • Unusual and difficult to place risks
  • Rental Dwellings / Apartment Buildings
  • Rooming Houses
  • Convenience Stores - Small Grocery Stores
  • Chip Wagons Food Kiosks
  • Donut Shops / Coffee Shops / Bakery / Pastry
  • Shops
  • Mobile Homes
  • Seasonal Home / Cottage
  • Upholsterers

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Commercial general liability insurance is available at AVEC, for most of the industries and lines of business we underwrite, and more. We can write casualty business as stand alone placements.

Examples: Package liability, Stand Alone Liability, Contractors, Manufacturers, Retail, Distribution, Wholesale, Licensed Family Restaurant, Motor Truck Cargo, Excess Liability, Umbrella.

Avec Insurance Managers - Inc